How to Get Chase Student Credit Card (A Step by Step Guide With Requirements)

In this article, we will be discussing How to Get Chase Student Credit Card and the chase freedom student credit card requirements. Let’s get this party started. You can have up to four Chase credit cards open simultaneously. You can have personal and business cards at the same time. However, the credit scoring system considers the accounts to be distinct, so the excellent score from one does not apply to the other. Personal and business credit cards must be opened within 24 months of each other (personal and business charge cards do not count).

Chase Student Credit Card: Everything You Need to Know

JPMorgan Chase & Co. offers Chase student credit cards to colleges and universities in the United States. It is open to students who are at least 18 years old and have a valid Social Security Number as well as an email address. The Chase student credit card is intended to assist students in establishing credit, managing their finances, and meeting their daily needs. The Chase student credit card has no annual fee and a 0% introductory APR on purchases and balance transfers for the first six months.

Through March 2022, you can earn 1% cashback on all purchases, 2% at grocery stores or wholesale clubs up to $1,500 per quarter, 3% on gas purchases up to $1,000 per quarter, 5% on travel purchased through Chase Ultimate Rewards, and 10% on Lyft rides. Each month, the cashback rewards you earn will be applied as payment toward your balance until it is completely paid off. To apply for a Chase student credit card, you must be at least 18 years old. Some cards will accept applicants who are at least 16 years old, but they will require a co-signer who is a parent or guardian.

If you’re under the age of 21, you might not be able to get a Chase student credit card on your own. Chase may then request information on parental income and employment. Chase Student Credit Cards are available from Chase Bank. Students with an SSN and proof of school enrollment are eligible. There is no annual fee, and you can earn $20 per year if you spend $500 in the first three months after opening your account. Also, when you pay with your card, new card members get 20% off Uber Eats orders (up to $5 off each of your first five orders).

It’s as simple as walking into any Chase branch and asking to open a Chase student account. There are no special requirements for opening a Chase account, and doing so will not affect your future ability to obtain a student credit card. A Chase checking account can be opened online or in person at any branch location. You can open a savings account online or in person at any branch. 

Chase College Checking 

Chase College CheckingSM offers students under the age of 24 a free checking account and a variety of other benefits for up to five years. There is no monthly service fee on this account, and there is no minimum balance requirement. Students will also receive a Chase College CheckingSM debit card that allows them to make purchases and withdraw cash from Chase ATMs for free. Chase will reimburse ATM fees other banks charge if you have to use an out-of-network ATM.

Students who have Chase College CheckingSM have access to Zelle®, which allows them to send money to friends and family quickly and easily. The Chase Total Checking® Bonus is also available on this account. If you meet at least one of the following criteria, the fee will be waived:

  • Each month, receive a direct deposit of $500 or more.
  • Maintain a checking account balance of $5,000 daily (or an average daily combined balance of that amount across your Chase accounts)
  • Set up automatic payments for your Chase mortgage or another loan from your Chase checking account.

How Do I Apply for A Chase Student Credit Card?

It can be difficult for new college students to gain immediate access to all of their earned credits while in school. Applying for a credit card when you start college is a great way to start building credit. Working with a student credit card that won’t affect your parents’ credit score will allow you to focus on learning how to use credit cards responsibly. The Chase student credit card is one of the best options for college students, as it comes with a slew of perks.

It’s one of the best cards available, and it comes with a slew of perks to help you get started with your finances. His application for a Chase Student Credit Card can be found here.

  1. Go to Chase bank’s website to learn more.
  2. Click Apply Now or Student Freedom Card on the homepage. You’ll be redirected to a new page where you’ll need to complete an online application form.
  3. Fill out the online application form with your SSN, first name, middle name (if applicable), last name, and date of birth. After that, select your country of residence, and enter your address and city, state, and ZIP code.
  4. To continue with the application process, click Next.

Chase has a variety of student cards to meet the needs of young people. Chase provides no-fee student credit cards with low-interest rates and rewards programs. Chase also offers a no-fee student checking account that is beneficial to college students. You can decide which Chase student credit card is best for you by comparing the different options.

Best Chase Student Credit Cards 2022

One of the most well-known financial institutions in the United States is Chase. With an ever-growing network of ATMs and branches, Chase is a good option for college students who want to bank on campus. Chase offers several student account options to help students manage their finances and establish credit histories. What you need to know about Chase student accounts is outlined below.

Chase student credit cards are a great way to start building credit, earn rewards, and take advantage of other perks. Depending on your spending habits and reward preferences, Chase Bank offers a variety of student credit cards. For students, the following credit cards are currently available:

1. Chase Freedom Unlimited® Student

The Chase Freedom Student Credit Card is a great choice for students who are just getting their credit history started. The main advantage of this card is that there is no annual fee, so you won’t be surprised with a large bill every year to keep your account open. It also has a 0% intro APR on purchases for the first 15 months after you open the account, so if you need to keep a balance for any reason, you won’t be charged interest on top of what you owe. Another advantage of having this card is that it offers 1% cashback on all purchases, which can add up quickly!

If you’re looking for a way to save money while paying off debt or building an emergency fund, this card could be just what you’re looking for. It also offers 5% cash back at restaurants across the country when you spend more than $500 per month (capped at $100 per quarter) and another 2% back from select retailers.

2. Chase Freedom Flex℠ Student

If you’re looking for a credit card with good cashback rewards and no annual fees, consider applying for the Chase Freedom Flex. It earns 5% cash back on up to $1,500 in combined purchases in bonus categories that change every quarter (then 1%), 5% cashback on travel purchased through Chase, 3% cashback at restaurants and drugstores, and 1% cashback on all other purchases. When you pay with your phone using Google Pay® or Apple Pay®, you’ll get five points for every dollar spent.

The Chase Freedom FlexSM rewards you with $200 after you spend $500 in the first three months. Each quarter you activate, you can earn 5% cashback on up to $1,500 in combined bonus category purchases. Rewards are valid for the duration of the account, and there is no minimum redemption amount. Credit card companies offer student credit cards to young people who do not have a long credit history or a lot of income or savings. In general, these cards have low credit limits and offer limited rewards in the form of points or cashback. Many students eventually graduate with these cards as a result of this.

3. Chase Freedom® Student

The Chase Freedom Student credit card is a great example of the type of student credit card that most banks offer: rewards, but not a lot of them. Cashback is an option for students, but there are better options available. The Discover it Student card offers better rewards if you’re still in college. At the end of your first year as a cardholder, Discover will match any rewards you’ve earned. This benefit is not available to Chase Freedom Students. The Chase Freedom Student card is a great no-fee card that comes with a $20 welcome bonus after your first purchase. 

In addition, the card offers a solid 5% cashback on rotating categories, up to $1,500 in combined purchases per quarter. In addition, you’ll get 1% cashback on all other purchases. The Chase Freedom Student Card has no annual fee and no foreign transaction fees, but it doesn’t come with a lot of perks or rewards. You’d be better off getting a regular Chase Freedom card rather than this student-only version. For students, Chase has some of the best credit cards available.

Rewards, cash back, and even sign-up bonuses can all be earned. Some Chase cards also offer a 0% introductory APR on purchases.

4. Chase Sapphire Preferred® Student

The Chase Freedom Unlimited Student Card offers unlimited 1.5 percent cashback on all purchases. This card also includes a $20 bonus after your first purchase and a 0% introductory APR on purchases and balance transfers for 15 months (then 16.49 percent -25.24 percent ). Chase offers a few different student credit cards, so it’s important to know which one you’re interested in. The Chase Sapphire Preferred Student Card, on the other hand, is a good choice if you want a student credit card with travel benefits or something to help you earn miles before you graduate. This is a fantastic option for students who want to travel after graduation (or even before).

5. Chase Sapphire Reserve® Student

Chase has a track record of assisting students in obtaining their first credit cards. For college students aged 18 and up, Chase also offers the Chase Sapphire Reserve® Card. This card is designed for people with good to excellent credit, which can be difficult to come by as a student. Other options are available from Chase, but they either require a co-signer or you have a job. Finally, if you’re willing to work hard to improve your credit score, you can get around this requirement, but getting a Chase student credit card will be more difficult than getting one from other banks.

Chase Freedom Student Card vs. Bank of America Cash Reward for Students Credit Card

Bank of America Cash Rewards for Students credit card

If you spend $1,000 in the first 90 days on the Bank of America Cash Rewards for Students credit card, you will receive a $200 bonus. You’ll also get 3% cash back on your chosen category, which includes gas stations, online shopping, dining, travel, drugstores, and home improvement/furniture. You’ll also get 2% cashback at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and 1% cashback on everything else.

Chase Freedom Student credit card

When you activate the Chase Freedom Student credit card, you’ll get 5% cashback on up to $1,500 in combined purchases in rotating categories. On top of that, you get an unlimited 1% cashback on all other purchases. All rewards are earned in the form of points that can be exchanged for cash or gift cards. The current categories are Amazon Prime membership services, grocery stores and wholesale clubs (excluding Target and Walmart), restaurants, and PayPal purchases.

Chase Student Credit Card Advantages

A Chase student credit card has several advantages. It is first and foremost intended for students with a poor credit history and a low income. Using this type of credit card entails a lower level of risk. Second, the balance interest rate is typically lower than on other cards, making it easier for students to pay off the balance over time. Finally, there are no annual fees with this type of credit card.

Chase Student Credit Card Disadvantages

There are some drawbacks to having a Chase student credit card. One of these drawbacks is that the application process can be more time-consuming than with other types of cards. Additionally, some people dislike seeing their name and Social Security number on their monthly statements. Finally, using this type of credit card may be subject to an annual fee or other fees.

Terms and Conditions for Chase Student Credit

You may have received an offer from Chase for one of their student credit cards if you’re a college student. To get the most out of your card, carefully read the terms and conditions. Here are a few things to keep an eye out for:

  1. Grace period is the period between when you make a purchase and when interest is charged. Most credit cards give you at least 20 days before charging interest but double-check your offer.
  2. Annual fee – Some credit cards charge an annual fee, which is usually waived the first year. Examine your offer to see if and how much an annual fee will be charged after the first year.
  3. Interest rate – The amount of interest you’ll have to pay on purchases that aren’t paid off in full each month is determined by your interest rate.
  4. Fixed APR – You should also be aware of the type of APR (annual percentage rate) that applies to your account in order to compare it to other cards. A fixed APR won’t change unless a major life event occurs, such as bankruptcy or divorce. This is a good option if you want to know exactly how much interest you’ll earn.

Conclusion

Chase is a fantastic credit card with numerous benefits, and it is, in my opinion, the best option. It will be difficult to obtain a credit card if you have no credit history. That’s why I’d recommend starting with Chase. If you have a chase credit card, you can apply for any other cards and get chase freedom more easily. If you want to apply for a Chase student credit card or a Chase student account, make sure you don’t already have a credit card or a Chase account. There can be no activity on the account, no balances, and no previous transactions with Chase if this is the case. Then and only then will you be considered eligible.

Frequently Asked Questions

What Is The Purpose Of A Chase Student Account?

Chase banks offer a variety of student accounts that allow them to manage their money more efficiently and affordably than most adults. These accounts are simple to use and can be accessed from anywhere in the world with an internet connection. The following are some of the most popular Chase student accounts:

  • Chase College Checking℠
  • Chase Total Checking®
  • Chase SavingsSM

What are the requirements for obtaining a student credit card?

Any student credit card must meet the following requirements:

  • Students must be 18 years old or older to participate.
  • They should have a monthly income of at least $1000.

Is it possible for me to get a Chase student credit card?

If you are a permanent resident of the United States of America, Canada, or another country, you can apply for a Chase Student Credit Card. You must, however, be enrolled in a university recognized by the United States Ministry of Education or your country’s Ministry of Education.

What steps do I need to take to open a Chase student account?

If you are a registered student at any university recognized by the Ministry of Education, you can open a Chase student account. Your national ID proof, which includes your date of birth and address and your signature and photo identification proof, is required.

What steps do I need to take to get a Chase student credit card?

Chase Student Credit Cards can be applied for online or by calling 1-800-270-7760.

What steps do I need to take to open a Chase student account?

As a college student, you have two options for opening an account:

  • Your local branch can help you open a student checking account online.
  • You can apply for a student checking account in person at your local branch.

What is the procedure for obtaining a Chase student credit card?

You must be at least 18 years old and have a valid college ID to apply for a Chase student credit card. You can also show proof of your current college enrollment, such as your high school diploma. The following are the documents you’ll need to apply for most Chase cards:

  • Proof of income (pay stub, W-2, etc.)
  • Proof of identity (driver’s license, state-issued ID card, passport)
  • Social security number (SSN)

If you don’t have all of these documents on hand when applying for a Chase credit card online, you won’t be able to finish the process. You can still apply by mail, enclosing all required documents in the same envelope as the application. The address can be found on the back of the application form.

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